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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Mercer County, New Jersey

Fat Boy Data analyzed investment property refinance activity in Mercer County, New Jersey, home to Trenton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 484 applications were decided by 98 lenders between 2023 and 2025.

Mercer County at a glance

98Active lenders6 with 20+ decisions
84.9%Market approval rate411 of 484 decided
$195KTypical loanmedian lender, $10K brackets
94%Borrower take-up387 loans funded

How Mercer County compares

Approval rate compared
Mercer County84.9%New Jersey77.7%All 616 counties77.7%
Typical loan compared
Mercer County$195KNew Jersey$425KAll 616 counties$235K

What the data shows

Loan Funder LLC made the most investment property refinances in Mercer County, NJ, 51 of them.

Ark Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.

Lenders approved 84.9% of investment property refinance applications in Mercer County, NJ, 7.2 percentage points above the New Jersey rate of 77.7%.

The typical investment property refinance here is $195K, 54% smaller than the New Jersey typical of $425K.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Kiavi Funding, Inc.: 91% approved of 54Bpl Mortgage, LLC: 96% approved of 26Loan Funder LLC: 98% approved of 57Ark Mortgage, Inc.: 100% approved of 32Constructive Loans, LLC: 100% approved of 27One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Mercer County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC98%56 / 5791%$165K51
2Kiavi Funding, Inc.91%49 / 54100%$195K49
3Ark Mortgage, Inc.100%32 / 3294%$185K30
4Constructive Loans, LLC100%27 / 2789%$205K24
5Bpl Mortgage, LLC96%25 / 2684%$195K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 93 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Mercer County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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