Home›New Jersey›Mercer County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Mercer County, New Jersey

Fat Boy Data analyzed mortgage refinance activity in Mercer County, New Jersey, home to Trenton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,756 applications were decided by 221 lenders between 2023 and 2025.

Mercer County at a glance

221Active lenders21 with 20+ decisions
74.1%Market approval rate2,041 of 2,756 decided
$255KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,927 loans funded

How Mercer County compares

Approval rate compared
Mercer County74.1%New Jersey75.7%All 616 counties76.5%
Typical loan compared
Mercer County$255KNew Jersey$235KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Mercer County, NJ, 284 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 80One lender: 33% approved of 43One lender: 56% approved of 25One lender: 57% approved of 21Bank of America, National Association: 62% approved of 173One lender: 63% approved of 46One lender: 65% approved of 20One lender: 65% approved of 55One lender: 70% approved of 43PNC Bank, National Association: 72% approved of 419Citizens Bank, National Association: 74% approved of 364One lender: 77% approved of 128One lender: 80% approved of 51Rocket Mortgage, LLC: 84% approved of 223United Wholesale Mortgage, LLC: 84% approved of 141One lender: 85% approved of 20One lender: 89% approved of 28One lender: 91% approved of 22One lender: 91% approved of 22One lender: 92% approved of 48One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Mercer County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association72%300 / 41995%$175K284
2Citizens Bank, National Association74%270 / 36498%$205K265
3Rocket Mortgage, LLC84%187 / 22391%$375K171
4Bank of America, National Association62%107 / 17398%$205K105
5United Wholesale Mortgage, LLCBroker only84%119 / 14196%$475K114

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 216 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Mercer County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Mercer County

Other lending data for Mercer County

Nearby markets