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refinance lenders · HMDA 2023–2025

Refinance lenders in Mercer County, New Jersey

Fat Boy Data analyzed mortgage refinance activity in Mercer County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,756 applications were decided by 221 lenders between 2023 and 2025.

Mercer County at a glance

221Active lenders21 with 20+ decisions
74.1%Market approval rate2,041 of 2,756 decided
$255KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,927 loans funded

How Mercer County compares

Approval rate compared
Mercer County74.1%New Jersey75.7%All 616 counties76.5%
Typical loan compared
Mercer County$255KNew Jersey$235KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Mercer County, NJ, 284 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 32% approved of 80Lakeview Loan Servicing, LLC: 33% approved of 43Newrez LLC: 56% approved of 25Fulton Bank, National Association: 57% approved of 21Bank of America, National Association: 62% approved of 173Northfield Bank: 63% approved of 46Pentagon Federal Credit Union: 65% approved of 20Third Federal Savings And Loan Association Of Cleveland: 65% approved of 55Wells Fargo Bank, National Association: 70% approved of 43PNC Bank, National Association: 72% approved of 419Citizens Bank, National Association: 74% approved of 364TD Bank, National Association: 77% approved of 128Pennymac Loan Services, LLC: 80% approved of 51Rocket Mortgage, LLC: 84% approved of 223United Wholesale Mortgage, LLC: 84% approved of 141Loandepot.Com, LLC: 85% approved of 20JPMorgan Chase Bank, National Association: 89% approved of 28Nationstar Mortgage LLC: 91% approved of 22Village Capital & Investment LLC: 91% approved of 22Freedom Mortgage Corporation: 92% approved of 48Crosscountry Mortgage, LLC: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Mercer County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association72%300 / 41995%$175K284
2Citizens Bank, National Association74%270 / 36498%$205K265
3Rocket Mortgage, LLC84%187 / 22391%$375K171
4Bank of America, National Association62%107 / 17398%$205K105
5United Wholesale Mortgage, LLCBroker only84%119 / 14196%$475K114

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 216 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Mercer County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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