Investment property cash-out lenders in Mercer County, New Jersey
Fat Boy Data analyzed investment cash-out refinance activity in Mercer County, New Jersey, home to Trenton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,256 applications were decided by 120 lenders between 2023 and 2025.
Mercer County at a glance
How Mercer County compares
What the data shows
Loan Funder LLC made the most investment cash-out refinances in Mercer County, NJ, 250 of them.
Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 55.
Lenders approved 88.1% of investment cash-out refinance applications in Mercer County, NJ, 10.3 percentage points above the New Jersey rate of 77.8%.
The typical investment cash-out refinance here is $195K, 40% smaller than the New Jersey typical of $325K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property cash-out lenders in Mercer County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Loan Funder LLC | 99% | 254 / 257 | 98% | $195K | 250 |
| 2 | Champions Funding, LLC | 84% | 97 / 115 | 100% | $205K | 97 |
| 3 | Constructive Loans, LLC | 99% | 74 / 75 | 96% | $165K | 71 |
| 4 | United Wholesale Mortgage, LLCBroker only | 88% | 59 / 67 | 100% | $175K | 59 |
| 5 | Velocity Commercial Capital, LLC | 100% | 55 / 55 | 100% | $185K | 55 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 115 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment cash-out refinance lenders in Mercer County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
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- Branch count and application options
- How easy each lender is to reach
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