Cash-out refinance lenders in New York County, New York
Fat Boy Data analyzed cash-out refinance activity in New York County, New York, home to Manhattan, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 940 applications were decided by 114 lenders between 2023 and 2025.
New York County at a glance
How New York County compares
What the data shows
JPMorgan Chase Bank, National Association made the most cash-out refinances in New York County, NY, 102 of them.
Nationwide Equities Corporation approved the highest share of applications among lenders with at least 20 decisions here, 85% of 26.
Lenders approved 63.1% of cash-out refinance applications in New York County, NY, 9.5 percentage points below the New York rate of 72.6%.
The typical cash-out refinance here is $565K, 205% larger than the New York typical of $185K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Cash-out refinance lenders in New York County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association | 75% | 105 / 140 | 97% | $565K | 102 |
| 2 | Rocket Mortgage, LLC | 57% | 66 / 116 | 98% | $325K | 65 |
| 3 | Citibank, National Association | 60% | 41 / 68 | 98% | $675K | 40 |
| 4 | Wells Fargo Bank, National Association | 38% | 18 / 47 | 100% | $705K | 18 |
| 5 | United Wholesale Mortgage, LLCBroker only | 68% | 19 / 28 | 100% | $555K | 19 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 109 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest cash-out refinance lenders in New York County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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