Investment property improvement lenders in Niagara County, New York
Fat Boy Data analyzed investment home improvement loan activity in Niagara County, New York, home to Niagara Falls, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 66 applications were decided by 22 lenders between 2023 and 2025.
Niagara County at a glance
How Niagara County compares
What the data shows
KeyBank National Association made the most investment home improvement loans in Niagara County, NY, 4 of them.
Lenders approved 31.8% of investment home improvement loan applications in Niagara County, NY, 11.7 percentage points below the New York rate of 43.5%.
The typical investment home improvement loan here is $85K, 59% smaller than the New York typical of $205K.
Investment property improvement lenders in Niagara County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Bank of America, National AssociationLimited sample | 0% | 0 / 9 | — | — | 0 |
| 2 | Citizens Bank, National AssociationLimited sample | 0% | 0 / 8 | — | — | 0 |
| 3 | Northwest BankLimited sample | 38% | 3 / 8 | 100% | $55K | 3 |
| 4 | KeyBank National AssociationLimited sample | 67% | 4 / 6 | 100% | $115K | 4 |
| 5 | Ontario ShoresLimited sample | 60% | 3 / 5 | 100% | $35K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 17 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Niagara County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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