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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Niagara County, New York

Fat Boy Data analyzed investment home improvement loan activity in Niagara County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 66 applications were decided by 22 lenders between 2023 and 2025.

Niagara County at a glance

22Active lenders0 with 20+ decisions
31.8%Market approval rate21 of 66 decided
$85KTypical loanmedian lender, $10K brackets
100%Borrower take-up21 loans funded

How Niagara County compares

Approval rate compared
Niagara County31.8%New York43.5%All 616 counties51.2%
Typical loan compared
Niagara County$85KNew York$205KAll 616 counties$115K

What the data shows

KeyBank National Association made the most investment home improvement loans in Niagara County, NY, 4 of them.

Lenders approved 31.8% of investment home improvement loan applications in Niagara County, NY, 11.7 percentage points below the New York rate of 43.5%.

The typical investment home improvement loan here is $85K, 59% smaller than the New York typical of $205K.

Investment property improvement lenders in Niagara County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National AssociationLimited sample0%0 / 90
2Citizens Bank, National AssociationLimited sample0%0 / 80
3Northwest BankLimited sample38%3 / 8100%$55K3
4KeyBank National AssociationLimited sample67%4 / 6100%$115K4
5Ontario ShoresLimited sample60%3 / 5100%$35K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 17 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Niagara County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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