Investment property cash-out lenders in Niagara County, New York
Fat Boy Data analyzed investment cash-out refinance activity in Niagara County, New York, home to Niagara Falls, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 167 applications were decided by 47 lenders between 2023 and 2025.
Niagara County at a glance
How Niagara County compares
What the data shows
American Heritage Lending, LLC made the most investment cash-out refinances in Niagara County, NY, 6 of them.
Lenders approved 71.3% of investment cash-out refinance applications in Niagara County, NY, 5.3 percentage points below the New York rate of 76.5%.
The typical investment cash-out refinance here is $115K, 73% smaller than the New York typical of $425K.
Investment property cash-out lenders in Niagara County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 82% | 37 / 45 | 100% | $115K | 37 |
| 2 | Rocket Mortgage, LLCLimited sample | 60% | 6 / 10 | 83% | $155K | 5 |
| 3 | American Heritage Lending, LLCLimited sample | 100% | 8 / 8 | 75% | $115K | 6 |
| 4 | Northwest BankLimited sample | 43% | 3 / 7 | 100% | $85K | 3 |
| 5 | American Financial Network, Inc.Limited sample | 29% | 2 / 7 | 100% | $105K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 42 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Niagara County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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