Investment property refinance lenders in Niagara County, New York
Fat Boy Data analyzed investment property refinance activity in Niagara County, New York, home to Niagara Falls, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 52 applications were decided by 27 lenders between 2023 and 2025.
Niagara County at a glance
How Niagara County compares
What the data shows
Kiavi Funding, Inc. made the most investment property refinances in Niagara County, NY, 10 of them.
That is 31% of every investment property refinance originated here, so this market is unusually concentrated in one lender.
Lenders approved 67.3% of investment property refinance applications in Niagara County, NY, 9.4 percentage points below the New York rate of 76.8%.
The typical investment property refinance here is $115K, 76% smaller than the New York typical of $485K.
Investment property refinance lenders in Niagara County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc.Limited sample | 91% | 10 / 11 | 100% | $115K | 10 |
| 2 | Cornerstone Community Federal Credit UnionLimited sample | 75% | 3 / 4 | 67% | $65K | 2 |
| 3 | KeyBank National AssociationLimited sample | 0% | 0 / 4 | — | — | 0 |
| 4 | Tompkins Bank & TrustLimited sample | 100% | 3 / 3 | 100% | $125K | 3 |
| 5 | Rocket Mortgage, LLCLimited sample | 100% | 2 / 2 | 100% | $225K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 22 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment property refinance lenders in Niagara County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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