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mortgage lenders · HMDA 2023–2025

Mortgage lenders in New York

Fat Boy Data analyzed home purchase mortgage activity in New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 313,372 applications were decided by 569 lenders between 2023 and 2025.

New York at a glance

569Active lenders325 with 20+ decisions
87.7%Market approval rate274,871 of 313,372 decided
$495KTypical loanmedian lender, $10K brackets
96%Borrower take-up264,198 loans funded

How New York compares

Approval rate compared
New York87.7%All 616 counties87.6%
Typical loan compared
New York$495KAll 616 counties$335K

What the data shows

JPMorgan Chase Bank, National Association made the most home purchase mortgages in New York, 15,987 of them.

Sefcu Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 6,943.

The typical home purchase mortgage here is $495K, 48% larger than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 30% approved of 2,181Credit Human Federal Credit Union: 47% approved of 1,317Triad Financial Services, Inc.: 56% approved of 2,324Flagstar Bank, National Association: 62% approved of 1,780Homebridge Financial Services, Inc.: 70% approved of 1,549Bank of America, National Association: 71% approved of 6,432Plaza Home Mortgage, Inc.: 78% approved of 4,713Navy Federal Credit Union: 78% approved of 1,844Rocket Mortgage, LLC: 79% approved of 9,749Citizens Bank, National Association: 79% approved of 8,692TD Bank, National Association: 80% approved of 4,907Fourleaf: 81% approved of 1,956AMERICU Credit Union: 82% approved of 1,429KeyBank National Association: 83% approved of 3,460Manufacturers and Traders Trust Company: 84% approved of 8,321Wells Fargo Bank, National Association: 85% approved of 7,157Pennymac Loan Services, LLC: 85% approved of 3,921Newrez LLC: 86% approved of 3,691Community Bank, National Association: 87% approved of 2,849U.S. Bank National Association: 88% approved of 2,645Mortgage Research Center, LLC: 88% approved of 1,813JPMorgan Chase Bank, National Association: 88% approved of 18,652Quontic Bank: 88% approved of 1,218The Federal Savings Bank: 88% approved of 1,793United Wholesale Mortgage, LLC: 89% approved of 25,676Hudson Valley Credit Union: 90% approved of 1,240Norwich Commercial Group, Inc.: 90% approved of 1,502Loandepot.Com, LLC: 90% approved of 2,611Citibank, National Association: 90% approved of 8,563TrustCo Bank: 91% approved of 1,555Cardinal Financial Company, Limited Partnership: 92% approved of 2,444Cathay Bank: 92% approved of 1,708Valley National Bank: 92% approved of 1,283Fairway Independent Mortgage Corporation: 92% approved of 2,390Hsbc Bank USA, N.A.tional Association: 92% approved of 1,211East West Bank: 92% approved of 1,989East Coast Capital Corp.: 92% approved of 1,543Cliffco, Inc.: 92% approved of 1,819Meadowbrook Financial Mortgage Bankers Corp.: 93% approved of 1,957Empower Federal Credit Union: 93% approved of 2,076Cmg Mortgage, Inc.: 93% approved of 2,377Guaranteed Rate, Inc.: 94% approved of 2,281Unmb Home Loans Inc.: 94% approved of 1,809ESL Federal Credit Union: 94% approved of 1,885United Mortgage Corp.: 95% approved of 2,530Movement Mortgage, LLC: 95% approved of 4,114Hunt Mortgage Corporation: 95% approved of 2,454Primelending, A Plainscapital Company: 95% approved of 3,140Embrace Home Loans, Inc.: 95% approved of 1,725Nationwide Mortgage Bankers, Inc.: 95% approved of 4,730Crosscountry Mortgage, LLC: 95% approved of 10,8081St Priority Mortgage, Inc.: 96% approved of 3,570Contour Mortgage Corporation: 96% approved of 5,285Genesee Regional Bank: 96% approved of 3,665FM Home Loans, LLC: 96% approved of 1,539Home Town Funding, Inc.: 97% approved of 1,456Morgan Stanley Private Bank, National Association: 97% approved of 1,887Homestead Funding Corp.: 98% approved of 7,748Premium Mortgage Corporation: 98% approved of 11,051Sefcu Services, LLC: 98% approved of 6,943

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in New York

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%22,912 / 25,67698%$535K22,514
2JPMorgan Chase Bank, National Association88%16,387 / 18,65298%$505K15,987
3Premium Mortgage Corporation98%10,798 / 11,051100%$225K10,747
4Crosscountry Mortgage, LLC95%10,317 / 10,80899%$495K10,204
5Rocket Mortgage, LLC79%7,691 / 9,74998%$375K7,561

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 564 more lenders.

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Counties in New York

Kings CountyCountyQueens CountyCountyNew York CountyCountySuffolk CountyCountyBronx CountyCountyNassau CountyCountyWestchester CountyCountyErie CountyCountyMonroe CountyCountyRichmond CountyCountyOnondaga CountyCountyOrange CountyCounty