refinance lenders · HMDA 2023–2025

Refinance lenders in Durham County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Durham County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,002 applications were decided by 193 lenders between 2023 and 2025.

Durham County at a glance

193Active lenders28 with 20+ decisions
75.3%Market approval rate2,261 of 3,002 decided
$205KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,113 loans funded

How Durham County compares

Approval rate compared
Durham County75.3%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Durham County$205KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Durham County, NC, 436 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%One lender: 33% approved of 49One lender: 36% approved of 25One lender: 44% approved of 36One lender: 61% approved of 103One lender: 62% approved of 34One lender: 62% approved of 29Truist Bank: 66% approved of 217State Employees': 67% approved of 651One lender: 70% approved of 57One lender: 70% approved of 64One lender: 72% approved of 40One lender: 74% approved of 23One lender: 75% approved of 28One lender: 76% approved of 25First-Citizens Bank & Trust Company: 77% approved of 180One lender: 77% approved of 75COASTAL Federal Credit Union: 80% approved of 170One lender: 84% approved of 149One lender: 84% approved of 38United Wholesale Mortgage, LLC: 86% approved of 157One lender: 87% approved of 23One lender: 91% approved of 23One lender: 93% approved of 43One lender: 96% approved of 89One lender: 100% approved of 39One lender: 100% approved of 38One lender: 100% approved of 24One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Durham County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'67%438 / 651100%$105K436
2Truist Bank66%144 / 21790%$105K130
3First-Citizens Bank & Trust Company77%139 / 18091%$205K126
4COASTAL Federal Credit Union80%136 / 17088%$115K119
5United Wholesale Mortgage, LLCBroker only86%135 / 15799%$365K133

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 188 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Durham County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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