refinance lenders · HMDA 2023–2025

Refinance lenders in Orange County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Orange County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,522 applications were decided by 135 lenders between 2023 and 2025.

Orange County at a glance

135Active lenders15 with 20+ decisions
76.9%Market approval rate1,171 of 1,522 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,107 loans funded

How Orange County compares

Approval rate compared
Orange County76.9%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Orange County$205KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Orange County, NC, 300 of them.

That is 27% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Corporate Investors Mortgage Group, Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%First Horizon Bank: 57% approved of 51Truist Bank: 60% approved of 137Truliant Federal Credit Union: 62% approved of 29Pennymac Loan Services, LLC: 70% approved of 23First National Bank of Pennsylvania: 70% approved of 44Third Federal Savings And Loan Association Of Cleveland: 75% approved of 20Bank of America, National Association: 76% approved of 41PNC Bank, National Association: 77% approved of 35First-Citizens Bank & Trust Company: 79% approved of 108COASTAL Federal Credit Union: 79% approved of 62State Employees': 79% approved of 383Rocket Mortgage, LLC: 80% approved of 69United Wholesale Mortgage, LLC: 95% approved of 39Corporate Investors Mortgage Group, Inc: 100% approved of 38Freedom Mortgage Corporation: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Orange County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'79%303 / 38399%$125K300
2Truist Bank60%82 / 13789%$155K73
3First-Citizens Bank & Trust Company79%85 / 10898%$305K83
4Rocket Mortgage, LLC80%55 / 6996%$375K53
5COASTAL Federal Credit Union79%49 / 6292%$145K45

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 130 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Orange County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

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