Investment property improvement lenders in Henderson County, North Carolina
Fat Boy Data analyzed investment home improvement loan activity in Henderson County, North Carolina, home to Hendersonville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 86 applications were decided by 34 lenders between 2023 and 2025.
Henderson County at a glance
How Henderson County compares
What the data shows
State Employees' made the most investment home improvement loans in Henderson County, NC, 15 of them.
That is 29% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
State Employees' approved the highest share of applications among lenders with at least 20 decisions here, 70% of 23.
Lenders approved 62.8% of investment home improvement loan applications in Henderson County, NC, 12.1 percentage points above the North Carolina rate of 50.7%.
The typical investment home improvement loan here is $105K, 40% larger than the North Carolina typical of $75K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Henderson County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | State Employees' | 70% | 16 / 23 | 94% | $55K | 15 |
| 2 | Bank of America, National AssociationLimited sample | 33% | 2 / 6 | 100% | $105K | 2 |
| 3 | United Community BankLimited sample | 25% | 1 / 4 | 100% | $505K | 1 |
| 4 | PNC Bank, National AssociationLimited sample | 50% | 2 / 4 | 100% | $105K | 2 |
| 5 | Citizens Bank, National AssociationLimited sample | 75% | 3 / 4 | 100% | $295K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 29 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Henderson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.