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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Henderson County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Henderson County, North Carolina, home to Hendersonville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,305 applications were decided by 140 lenders between 2023 and 2025.

Henderson County at a glance

140Active lenders14 with 20+ decisions
68.8%Market approval rate898 of 1,305 decided
$175KTypical loanmedian lender, $10K brackets
96%Borrower take-up858 loans funded

How Henderson County compares

Approval rate compared
Henderson County68.8%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Henderson County$175KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Henderson County, NC, 293 of them.

That is 34% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Telco Community Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 31.

The typical cash-out refinance here is $175K, 10% smaller than the North Carolina typical of $195K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 24% approved of 95One lender: 36% approved of 25One lender: 46% approved of 24One lender: 60% approved of 30State Employees': 64% approved of 72United Wholesale Mortgage, LLC: 68% approved of 74One lender: 70% approved of 27One lender: 73% approved of 26One lender: 76% approved of 21One lender: 77% approved of 31Loandepot.Com, LLC: 78% approved of 37One lender: 83% approved of 23Rocket Mortgage, LLC: 84% approved of 361One lender: 94% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Henderson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%302 / 36197%$175K293
2Amerisave Mortgage Corporation24%23 / 9596%$145K22
3United Wholesale Mortgage, LLCBroker only68%50 / 7498%$265K49
4State Employees'64%46 / 72100%$265K46
5Loandepot.Com, LLC78%29 / 3793%$225K27

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 135 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Henderson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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