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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Orange County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Orange County, North Carolina, home to Chapel Hill, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 896 applications were decided by 131 lenders between 2023 and 2025.

Orange County at a glance

131Active lenders7 with 20+ decisions
72.0%Market approval rate645 of 896 decided
$185KTypical loanmedian lender, $10K brackets
93%Borrower take-up602 loans funded

How Orange County compares

Approval rate compared
Orange County72.0%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Orange County$185KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Orange County, NC, 167 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 86% of 203.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 32% approved of 65Carrington Mortgage Services, LLC: 47% approved of 30One lender: 65% approved of 23State Employees': 70% approved of 105One lender: 78% approved of 23Rocket Mortgage, LLC: 86% approved of 203United Wholesale Mortgage, LLC: 87% approved of 39

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Orange County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC86%175 / 20395%$185K167
2State Employees'70%74 / 10599%$285K73
3Amerisave Mortgage Corporation32%21 / 65100%$135K21
4United Wholesale Mortgage, LLCBroker only87%34 / 3991%$255K31
5Carrington Mortgage Services, LLC47%14 / 3071%$165K10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 126 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Orange County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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