HomeNorth CarolinaRandolph CountyInvestment home improvement
investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Randolph County, North Carolina

Fat Boy Data analyzed investment home improvement loan activity in Randolph County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 83 applications were decided by 26 lenders between 2023 and 2025.

Randolph County at a glance

26Active lenders1 with 20+ decisions
50.6%Market approval rate42 of 83 decided
$55KTypical loanmedian lender, $10K brackets
88%Borrower take-up37 loans funded

How Randolph County compares

Approval rate compared
Randolph County50.6%North Carolina50.7%All 616 counties51.2%
Typical loan compared
Randolph County$55KNorth Carolina$75KAll 616 counties$115K

What the data shows

State Employees' made the most investment home improvement loans in Randolph County, NC, 19 of them.

That is 51% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

State Employees' approved the highest share of applications among lenders with at least 20 decisions here, 63% of 30.

The typical investment home improvement loan here is $55K, 27% smaller than the North Carolina typical of $75K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Randolph County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'63%19 / 30100%$55K19
2Truliant Federal Credit UnionLimited sample0%0 / 70
3Figure Lending LLCLimited sample80%4 / 550%$65K2
4Rocket Mortgage, LLCLimited sample75%3 / 467%$75K2
5Truist BankLimited sample25%1 / 4100%$225K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 21 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest investment home improvement loan lenders in Randolph County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Randolph County

Nearby markets