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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Randolph County, North Carolina

Fat Boy Data analyzed investment property refinance activity in Randolph County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 49 applications were decided by 28 lenders between 2023 and 2025.

Randolph County at a glance

28Active lenders0 with 20+ decisions
71.4%Market approval rate35 of 49 decided
$145KTypical loanmedian lender, $10K brackets
91%Borrower take-up32 loans funded

How Randolph County compares

Approval rate compared
Randolph County71.4%North Carolina77.3%All 616 counties77.7%
Typical loan compared
Randolph County$145KNorth Carolina$195KAll 616 counties$235K

What the data shows

State Employees' made the most investment property refinances in Randolph County, NC, 4 of them.

Lenders approved 71.4% of investment property refinance applications in Randolph County, NC, 5.8 percentage points below the North Carolina rate of 77.3%.

The typical investment property refinance here is $145K, 26% smaller than the North Carolina typical of $195K.

Investment property refinance lenders in Randolph County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'Limited sample67%4 / 6100%$105K4
2Select BankLimited sample100%4 / 4100%$205K4
3United Wholesale Mortgage, LLCBroker only67%2 / 3100%$165K2
4Bank OZKLimited sample100%3 / 3100%$125K3
5Homexpress Mortgage Corp.Broker only100%3 / 3100%$145K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 23 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Randolph County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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