HomeSouth DakotaPennington CountyInvestment home improvement
investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Pennington County, South Dakota

Fat Boy Data analyzed investment home improvement loan activity in Pennington County, South Dakota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 36 applications were decided by 16 lenders between 2023 and 2025.

Pennington County at a glance

16Active lenders0 with 20+ decisions
58.3%Market approval rate21 of 36 decided
$55KTypical loanmedian lender, $10K brackets
86%Borrower take-up18 loans funded

How Pennington County compares

Approval rate compared
Pennington County58.3%South Dakota70.2%All 616 counties51.2%
Typical loan compared
Pennington County$55KSouth Dakota$55KAll 616 counties$115K

What the data shows

Aspen made the most investment home improvement loans in Pennington County, SD, 3 of them.

Lenders approved 58.3% of investment home improvement loan applications in Pennington County, SD, 11.9 percentage points below the South Dakota rate of 70.2%.

Investment property improvement lenders in Pennington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Black Hills Federal Credit UnionLimited sample38%3 / 867%$25K2
2First Interstate BankLimited sample20%1 / 5100%$55K1
3AspenLimited sample75%3 / 4100%$55K3
4Bankwest, Inc.Limited sample100%2 / 2100%$45K2
5Kind Lending, LLCLimited sample100%2 / 2100%$335K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 11 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Pennington County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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