HomeSouth DakotaPennington CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Pennington County, South Dakota

Fat Boy Data analyzed cash-out refinance activity in Pennington County, South Dakota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,097 applications were decided by 90 lenders between 2023 and 2025.

Pennington County at a glance

90Active lenders13 with 20+ decisions
73.4%Market approval rate805 of 1,097 decided
$185KTypical loanmedian lender, $10K brackets
96%Borrower take-up776 loans funded

How Pennington County compares

Approval rate compared
Pennington County73.4%South Dakota78.0%All 616 counties68.2%
Typical loan compared
Pennington County$185KSouth Dakota$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Pennington County, SD, 208 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 46.

The typical cash-out refinance here is $185K, 48% larger than the South Dakota typical of $125K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 24% approved of 68New Day Financial, LLC: 26% approved of 23Lakeview Loan Servicing, LLC: 45% approved of 20Newrez LLC: 55% approved of 33U.S. Bank National Association: 70% approved of 20Nationstar Mortgage LLC: 71% approved of 31Black Hills Federal Credit Union: 72% approved of 122Freedom Mortgage Corporation: 75% approved of 28Loandepot.Com, LLC: 77% approved of 31Rocket Mortgage, LLC: 86% approved of 246Pennymac Loan Services, LLC: 88% approved of 48United Wholesale Mortgage, LLC: 92% approved of 36Cmg Mortgage, Inc.: 98% approved of 46

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Pennington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC86%212 / 24698%$165K208
2Black Hills Federal Credit Union72%88 / 12295%$235K84
3Amerisave Mortgage Corporation24%16 / 68100%$135K16
4Pennymac Loan Services, LLC88%42 / 4895%$175K40
5Cmg Mortgage, Inc.98%45 / 4689%$345K40

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 85 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Pennington County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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