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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in South Dakota

Fat Boy Data analyzed investment home improvement loan activity in South Dakota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 84 applications were decided by 30 lenders between 2023 and 2025.

South Dakota at a glance

30Active lenders0 with 20+ decisions
70.2%Market approval rate59 of 84 decided
$55KTypical loanmedian lender, $10K brackets
92%Borrower take-up54 loans funded

How South Dakota compares

Approval rate compared
South Dakota70.2%All 616 counties51.2%
Typical loan compared
South Dakota$55KAll 616 counties$115K

What the data shows

First PREMIER Bank made the most investment home improvement loans in South Dakota, 13 of them.

Lenders approved 70.2% of investment home improvement loan applications in South Dakota, 19.0 percentage points above the the United States rate of 51.2%.

The typical investment home improvement loan here is $55K, 52% smaller than the the United States typical of $115K.

Investment property improvement lenders in South Dakota

LenderApprovalApprovedTaken upTypical loanLoans made
1First PREMIER BankLimited sample88%14 / 1693%$55K13
2Black Hills Federal Credit UnionLimited sample44%4 / 975%$25K3
3First Interstate BankLimited sample17%1 / 6100%$55K1
4First Bank & TrustLimited sample80%4 / 575%$45K3
5The First National Bank in Sioux FallsLimited sample100%4 / 4100%$85K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 25 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in South Dakota. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for South Dakota

Counties in South Dakota