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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Pennington County, South Dakota

Fat Boy Data analyzed investment property refinance activity in Pennington County, South Dakota, home to Rapid City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 102 applications were decided by 33 lenders between 2023 and 2025.

Pennington County at a glance

33Active lenders0 with 20+ decisions
89.2%Market approval rate91 of 102 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up86 loans funded

How Pennington County compares

Approval rate compared
Pennington County89.2%South Dakota91.3%All 616 counties77.7%
Typical loan compared
Pennington County$185KSouth Dakota$175KAll 616 counties$235K

What the data shows

Black Hills Federal Credit Union made the most investment property refinances in Pennington County, SD, 10 of them.

Investment property refinance lenders in Pennington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Black Hills Federal Credit UnionLimited sample83%10 / 12100%$225K10
2Cmg Mortgage, Inc.Limited sample75%9 / 1267%$75K6
3Dacotah BankLimited sample100%9 / 9100%$185K9
4United Wholesale Mortgage, LLCBroker only100%6 / 6100%$205K6
5Granite BankLimited sample83%5 / 6100%$245K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 28 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Pennington County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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