Home›Tennessee›Home improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Tennessee

Fat Boy Data analyzed home improvement loan activity in Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 46,157 applications were decided by 361 lenders between 2023 and 2025.

Tennessee at a glance

361Active lenders102 with 20+ decisions
63.4%Market approval rate29,276 of 46,157 decided
$75KTypical loanmedian lender, $10K brackets
90%Borrower take-up26,468 loans funded

How Tennessee compares

Approval rate compared
Tennessee63.4%All 616 counties62.7%
Typical loan compared
Tennessee$75KAll 616 counties$75K

What the data shows

Regions Bank made the most home improvement loans in Tennessee, 3,331 of them.

First Bancorp, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 71.

Only 2 lenders here typically write at or below $35K: Patriot Bank, Trustmark Bank.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 38% approved of 1,187One lender: 39% approved of 639Bank of America, National Association: 42% approved of 3,630One lender: 45% approved of 114Truist Bank: 48% approved of 2,551One lender: 48% approved of 1,711Regions Bank: 52% approved of 7,207One lender: 52% approved of 109One lender: 53% approved of 237One lender: 56% approved of 355One lender: 56% approved of 168First Horizon Bank: 57% approved of 4,128One lender: 61% approved of 115One lender: 61% approved of 409One lender: 62% approved of 1,163One lender: 64% approved of 1,310One lender: 65% approved of 136One lender: 65% approved of 460One lender: 65% approved of 395One lender: 66% approved of 390One lender: 66% approved of 102One lender: 66% approved of 429One lender: 68% approved of 1,093One lender: 68% approved of 78One lender: 68% approved of 100One lender: 70% approved of 1,233One lender: 71% approved of 481One lender: 71% approved of 325One lender: 74% approved of 925One lender: 75% approved of 1,124One lender: 75% approved of 765One lender: 76% approved of 94One lender: 76% approved of 1,910One lender: 76% approved of 218One lender: 77% approved of 214One lender: 77% approved of 145One lender: 78% approved of 152One lender: 79% approved of 224One lender: 79% approved of 173Eastman Credit Union: 80% approved of 1,939One lender: 80% approved of 76One lender: 81% approved of 79One lender: 84% approved of 203One lender: 84% approved of 323One lender: 85% approved of 151One lender: 86% approved of 530One lender: 86% approved of 484One lender: 88% approved of 143One lender: 88% approved of 145One lender: 89% approved of 70One lender: 89% approved of 199One lender: 89% approved of 231One lender: 89% approved of 75One lender: 91% approved of 117One lender: 91% approved of 987One lender: 93% approved of 111One lender: 94% approved of 80One lender: 97% approved of 584One lender: 97% approved of 1,035One lender: 99% approved of 71

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Tennessee

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank52%3,761 / 7,20789%$65K3,331
2First Horizon Bank57%2,336 / 4,12894%$105K2,185
3Bank of America, National Association42%1,526 / 3,63098%$105K1,489
4Truist Bank48%1,227 / 2,55193%$105K1,142
5Eastman Credit Union80%1,549 / 1,93998%$55K1,511

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 356 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Tennessee. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Tennessee

Other lending data for Tennessee

Counties in Tennessee