Investment property improvement lenders in Baldwin County, Alabama
Fat Boy Data analyzed investment home improvement loan activity in Baldwin County, Alabama, home to Daphne, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 234 applications were decided by 64 lenders between 2023 and 2025.
Baldwin County at a glance
How Baldwin County compares
What the data shows
Community Bank of Mississippi made the most investment home improvement loans in Baldwin County, AL, 11 of them.
PNC Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 30% of 23.
The typical investment home improvement loan here is $155K, 82% larger than the Alabama typical of $85K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Baldwin County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Regions Bank | 23% | 9 / 39 | 67% | $105K | 6 |
| 2 | PNC Bank, National Association | 30% | 7 / 23 | 86% | $105K | 6 |
| 3 | Community Bank of MississippiLimited sample | 92% | 12 / 13 | 92% | $155K | 11 |
| 4 | Navy Federal Credit UnionLimited sample | 23% | 3 / 13 | 100% | $105K | 3 |
| 5 | Deephaven Mortgage LLCLimited sample | 50% | 4 / 8 | 100% | $665K | 4 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 59 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Baldwin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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