Investment property improvement lenders in Kern County, California
Fat Boy Data analyzed investment home improvement loan activity in Kern County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 457 applications were decided by 67 lenders between 2023 and 2025.
Kern County at a glance
How Kern County compares
What the data shows
Valley Strong Credit Union made the most investment home improvement loans in Kern County, CA, 27 of them.
Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 83% of 24.
The typical investment home improvement loan here is $75K, 44% smaller than the California typical of $135K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property improvement lenders in Kern County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Valley Strong Credit Union | 45% | 37 / 83 | 73% | $75K | 27 |
| 2 | Bank of America, National Association | 10% | 4 / 41 | 75% | $85K | 3 |
| 3 | Kind Lending, LLC | 63% | 22 / 35 | 95% | $155K | 21 |
| 4 | Figure Lending LLC | 75% | 21 / 28 | 67% | $65K | 14 |
| 5 | Homebridge Financial Services, Inc. | 83% | 20 / 24 | 95% | $75K | 19 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 62 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Kern County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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