Investment property improvement lenders in Placer County, California
Fat Boy Data analyzed investment home improvement loan activity in Placer County, California, home to Roseville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 304 applications were decided by 68 lenders between 2023 and 2025.
Placer County at a glance
How Placer County compares
What the data shows
The Golden 1 made the most investment home improvement loans in Placer County, CA, 15 of them.
The Golden 1 approved the highest share of applications among lenders with at least 20 decisions here, 48% of 31.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Placer County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Bank of America, National Association | 15% | 5 / 34 | 100% | $205K | 5 |
| 2 | The Golden 1 | 48% | 15 / 31 | 100% | $75K | 15 |
| 3 | U.S. Bank National Association | 22% | 6 / 27 | 100% | $205K | 6 |
| 4 | Spring Eq, LLC | 24% | 5 / 21 | 100% | $85K | 5 |
| 5 | BMO Bank National AssociationLimited sample | 19% | 3 / 16 | 100% | $275K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 63 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Placer County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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