HomeCaliforniaPlacer CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Placer County, California

Fat Boy Data analyzed cash-out refinance activity in Placer County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,744 applications were decided by 244 lenders between 2023 and 2025.

Placer County at a glance

244Active lenders37 with 20+ decisions
73.5%Market approval rate3,485 of 4,744 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,298 loans funded

How Placer County compares

Approval rate compared
Placer County73.5%California70.1%All 616 counties68.2%
Typical loan compared
Placer County$155KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Placer County, CA, 718 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.

The typical cash-out refinance here is $155K, 37% smaller than the California typical of $245K.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 5% approved of 22Amerisave Mortgage Corporation: 26% approved of 195New Day Financial, LLC: 28% approved of 29Carrington Mortgage Services, LLC: 37% approved of 62Lakeview Loan Servicing, LLC: 38% approved of 42Spring Eq, LLC: 51% approved of 93Newrez LLC: 55% approved of 130BMO Bank National Association: 56% approved of 36Sun West Mortgage Company, Inc.: 61% approved of 23Patelco Credit Union: 64% approved of 33Kind Lending, LLC: 66% approved of 32New American Funding, LLC: 67% approved of 27Loandepot.Com, LLC: 67% approved of 91The Golden 1: 67% approved of 320Wells Fargo Bank, National Association: 68% approved of 34JPMorgan Chase Bank, National Association: 70% approved of 20Freedom Mortgage Corporation: 70% approved of 44Ocmbc, Inc.: 71% approved of 21Quorum Federal Credit Union: 73% approved of 66U.S. Bank National Association: 73% approved of 78Flagstar Bank, National Association: 74% approved of 85Pennymac Loan Services, LLC: 75% approved of 76Navy Federal Credit Union: 77% approved of 35First Technology Federal Credit Union: 78% approved of 40Plaza Home Mortgage, Inc.: 78% approved of 23American Pacific Mortgage Corporation: 78% approved of 37Nationstar Mortgage LLC: 80% approved of 60United Wholesale Mortgage, LLC: 80% approved of 817Amwest Funding Corp.: 81% approved of 32GoodLeap, LLC: 83% approved of 47Rocket Mortgage, LLC: 83% approved of 880Schoolsfirst: 84% approved of 104Firefighters First Federal Credit Union: 90% approved of 59Safe: 92% approved of 78Guild Mortgage Company LLC: 94% approved of 82Crosscountry Mortgage, LLC: 96% approved of 23Coastal Community Bank: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Placer County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%734 / 88098%$115K718
2United Wholesale Mortgage, LLCBroker only80%656 / 81798%$205K643
3The Golden 167%215 / 32099%$155K212
4Amerisave Mortgage Corporation26%50 / 195100%$85K50
5Newrez LLC55%71 / 130100%$95K71

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 239 more lenders.

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