Investment property cash-out lenders in Placer County, California
Fat Boy Data analyzed investment cash-out refinance activity in Placer County, California, home to Roseville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 573 applications were decided by 150 lenders between 2023 and 2025.
Placer County at a glance
How Placer County compares
What the data shows
Rocket Mortgage, LLC made the most investment cash-out refinances in Placer County, CA, 17 of them.
The Loan Store, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.
The typical investment cash-out refinance here is $375K, 12% smaller than the California typical of $425K.
Investment property cash-out lenders in Placer County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 84% | 77 / 92 | 95% | $255K | 73 |
| 2 | Rocket Mortgage, LLC | 72% | 18 / 25 | 94% | $405K | 17 |
| 3 | The Loan Store, Inc. | 100% | 22 / 22 | 77% | $405K | 17 |
| 4 | Pennymac Loan Services, LLCLimited sample | 80% | 12 / 15 | 100% | $375K | 12 |
| 5 | Ocmbc, Inc.Broker only | 80% | 12 / 15 | 100% | $475K | 12 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 145 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Placer County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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