cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in District of Columbia, District of Columbia

Fat Boy Data analyzed cash-out refinance activity in District of Columbia, District of Columbia, home to Washington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,544 applications were decided by 215 lenders between 2023 and 2025.

District of Columbia at a glance

215Active lenders30 with 20+ decisions
61.7%Market approval rate2,187 of 3,544 decided
$235KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,090 loans funded

How District of Columbia compares

Approval rate compared
District of Columbia61.7%District of Columbia61.7%All 616 counties68.2%
Typical loan compared
District of Columbia$235KDistrict of Columbia$235KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in District of Columbia, DC, 522 of them.

First Savings Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%One lender: 7% approved of 30One lender: 22% approved of 32One lender: 22% approved of 77Amerisave Mortgage Corporation: 24% approved of 296One lender: 29% approved of 38One lender: 35% approved of 34Newrez LLC: 36% approved of 192One lender: 45% approved of 38One lender: 45% approved of 60One lender: 51% approved of 39One lender: 51% approved of 140One lender: 56% approved of 39Navy Federal Credit Union: 56% approved of 154One lender: 59% approved of 27One lender: 60% approved of 43One lender: 64% approved of 22One lender: 65% approved of 20One lender: 67% approved of 45One lender: 67% approved of 83One lender: 70% approved of 20One lender: 70% approved of 137One lender: 71% approved of 35One lender: 71% approved of 21One lender: 72% approved of 32Rocket Mortgage, LLC: 76% approved of 715One lender: 78% approved of 23One lender: 81% approved of 106One lender: 84% approved of 45Bank-Fund Staff Federal Credit Union: 92% approved of 261One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in District of Columbia

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%543 / 71596%$185K522
2Amerisave Mortgage Corporation24%72 / 29699%$115K71
3Bank-Fund Staff Federal Credit Union92%239 / 26197%$245K232
4Newrez LLC36%70 / 19297%$135K68
5Navy Federal Credit Union56%87 / 15498%$195K85

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 210 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in District of Columbia. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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