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investment property lenders · HMDA 2023–2025

Investment property lenders in Alachua County, Florida

Fat Boy Data analyzed investment property mortgage activity in Alachua County, Florida, home to Gainesville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,202 applications were decided by 219 lenders between 2023 and 2025.

Alachua County at a glance

219Active lenders14 with 20+ decisions
81.6%Market approval rate981 of 1,202 decided
$195KTypical loanmedian lender, $10K brackets
97%Borrower take-up947 loans funded

How Alachua County compares

Approval rate compared
Alachua County81.6%Florida83.7%All 616 counties87.5%
Typical loan compared
Alachua County$195KFlorida$285KAll 616 counties$255K

What the data shows

Campus USA Credit Union made the most investment property mortgages in Alachua County, FL, 51 of them.

Campus USA Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 98% of 52.

The typical investment property mortgage here is $195K, 32% smaller than the Florida typical of $285K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 7% approved of 28One lender: 36% approved of 22Rocket Mortgage, LLC: 81% approved of 37United Wholesale Mortgage, LLC: 84% approved of 76Kiavi Funding, Inc.: 84% approved of 57One lender: 87% approved of 31One lender: 90% approved of 31One lender: 90% approved of 21One lender: 91% approved of 23One lender: 93% approved of 29One lender: 95% approved of 20One lender: 95% approved of 22Ameris Bank: 97% approved of 33Campus USA Credit Union: 98% approved of 52

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Alachua County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only84%64 / 7698%$165K63
2Kiavi Funding, Inc.84%48 / 57100%$175K48
3Campus USA Credit Union98%51 / 52100%$155K51
4Rocket Mortgage, LLC81%30 / 3797%$165K29
5Ameris Bank97%32 / 3397%$135K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 214 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Alachua County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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