Investment property cash-out lenders in Alachua County, Florida
Fat Boy Data analyzed investment cash-out refinance activity in Alachua County, Florida, home to Gainesville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 296 applications were decided by 82 lenders between 2023 and 2025.
Alachua County at a glance
How Alachua County compares
What the data shows
Campus USA Credit Union made the most investment cash-out refinances in Alachua County, FL, 15 of them.
Lenders approved 63.8% of investment cash-out refinance applications in Alachua County, FL, 5.0 percentage points below the Florida rate of 68.9%.
The typical investment cash-out refinance here is $175K, 29% smaller than the Florida typical of $245K.
Investment property cash-out lenders in Alachua County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 50% | 18 / 36 | 100% | $155K | 18 |
| 2 | Campus USA Credit UnionLimited sample | 79% | 15 / 19 | 100% | $185K | 15 |
| 3 | FloridaLimited sample | 31% | 4 / 13 | 100% | $125K | 4 |
| 4 | Amerisave Mortgage CorporationLimited sample | 25% | 3 / 12 | 100% | $115K | 3 |
| 5 | Homexpress Mortgage Corp.Broker only | 50% | 6 / 12 | 100% | $155K | 6 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 77 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Alachua County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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