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refinance lenders · HMDA 2023–2025

Refinance lenders in Alachua County, Florida

Fat Boy Data analyzed mortgage refinance activity in Alachua County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,194 applications were decided by 145 lenders between 2023 and 2025.

Alachua County at a glance

145Active lenders17 with 20+ decisions
73.2%Market approval rate874 of 1,194 decided
$215KTypical loanmedian lender, $10K brackets
93%Borrower take-up812 loans funded

How Alachua County compares

Approval rate compared
Alachua County73.2%Florida66.8%All 616 counties76.5%
Typical loan compared
Alachua County$215KFlorida$315KAll 616 counties$295K

What the data shows

Campus USA Credit Union made the most mortgage refinances in Alachua County, FL, 143 of them.

Affordable Mortgage Advisors, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

Lenders approved 73.2% of mortgage refinance applications in Alachua County, FL, 6.4 percentage points above the Florida rate of 66.8%.

The typical mortgage refinance here is $215K, 32% smaller than the Florida typical of $315K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 32% approved of 22Lakeview Loan Servicing, LLC: 46% approved of 24Florida: 49% approved of 37Mortgage Research Center, LLC: 50% approved of 28Radiant Credit Union: 52% approved of 40Truist Bank: 60% approved of 35PNC Bank, National Association: 61% approved of 36Bank of America, National Association: 62% approved of 52Rocket Mortgage, LLC: 75% approved of 85Ameris Bank: 76% approved of 21Pennymac Loan Services, LLC: 79% approved of 29TD Bank, National Association: 82% approved of 22United Wholesale Mortgage, LLC: 87% approved of 91Village Capital & Investment LLC: 91% approved of 23Freedom Mortgage Corporation: 96% approved of 49Campus USA Credit Union: 97% approved of 147Affordable Mortgage Advisors, LLC: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Alachua County

LenderApprovalApprovedTaken upTypical loanLoans made
1Campus USA Credit Union97%143 / 147100%$65K143
2United Wholesale Mortgage, LLCBroker only87%79 / 9192%$325K73
3Rocket Mortgage, LLC75%64 / 8594%$285K60
4Bank of America, National Association62%32 / 52100%$115K32
5Freedom Mortgage Corporation96%47 / 4983%$305K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 140 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Alachua County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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