Refinance lenders in Alachua County, Florida
Fat Boy Data analyzed mortgage refinance activity in Alachua County, Florida, home to Gainesville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,194 applications were decided by 145 lenders between 2023 and 2025.
Alachua County at a glance
How Alachua County compares
What the data shows
Campus USA Credit Union made the most mortgage refinances in Alachua County, FL, 143 of them.
Affordable Mortgage Advisors, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.
Lenders approved 73.2% of mortgage refinance applications in Alachua County, FL, 6.4 percentage points above the Florida rate of 66.8%.
The typical mortgage refinance here is $215K, 32% smaller than the Florida typical of $315K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Refinance lenders in Alachua County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Campus USA Credit Union | 97% | 143 / 147 | 100% | $65K | 143 |
| 2 | United Wholesale Mortgage, LLCBroker only | 87% | 79 / 91 | 92% | $325K | 73 |
| 3 | Rocket Mortgage, LLC | 75% | 64 / 85 | 94% | $285K | 60 |
| 4 | Bank of America, National Association | 62% | 32 / 52 | 100% | $115K | 32 |
| 5 | Freedom Mortgage Corporation | 96% | 47 / 49 | 83% | $305K | 39 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 140 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest mortgage refinance lenders in Alachua County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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