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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Palm Beach County, Florida

Fat Boy Data analyzed investment home improvement loan activity in Palm Beach County, Florida, home to West Palm Beach, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,171 applications were decided by 131 lenders between 2023 and 2025.

Palm Beach County at a glance

131Active lenders16 with 20+ decisions
44.8%Market approval rate525 of 1,171 decided
$165KTypical loanmedian lender, $10K brackets
90%Borrower take-up473 loans funded

How Palm Beach County compares

Approval rate compared
Palm Beach County44.8%Florida44.9%All 616 counties51.2%
Typical loan compared
Palm Beach County$165KFlorida$145KAll 616 counties$115K

What the data shows

TD Bank, National Association made the most investment home improvement loans in Palm Beach County, FL, 67 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 69% of 52.

The typical investment home improvement loan here is $165K, 14% larger than the Florida typical of $145K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%One lender: 8% approved of 24Bank of America, National Association: 18% approved of 119One lender: 19% approved of 21One lender: 21% approved of 43One lender: 24% approved of 46One lender: 26% approved of 23One lender: 39% approved of 28One lender: 40% approved of 48TD Bank, National Association: 43% approved of 161Citizens Bank, National Association: 44% approved of 55One lender: 50% approved of 22One lender: 56% approved of 48One lender: 60% approved of 20Figure Lending LLC: 63% approved of 62One lender: 67% approved of 52Homebridge Financial Services, Inc.: 69% approved of 52

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in Palm Beach County

LenderApprovalApprovedTaken upTypical loanLoans made
1TD Bank, National Association43%69 / 16197%$145K67
2Bank of America, National Association18%21 / 119100%$255K21
3Figure Lending LLC63%39 / 6262%$105K24
4Citizens Bank, National Association44%24 / 5596%$205K23
5Homebridge Financial Services, Inc.69%36 / 5289%$105K32

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 126 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Palm Beach County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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