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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Palm Beach County, Florida

Fat Boy Data analyzed investment property refinance activity in Palm Beach County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,206 applications were decided by 248 lenders between 2023 and 2025.

Palm Beach County at a glance

248Active lenders14 with 20+ decisions
63.5%Market approval rate766 of 1,206 decided
$325KTypical loanmedian lender, $10K brackets
89%Borrower take-up683 loans funded

How Palm Beach County compares

Approval rate compared
Palm Beach County63.5%Florida68.0%All 616 counties77.7%
Typical loan compared
Palm Beach County$325KFlorida$275KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Palm Beach County, FL, 51 of them.

FM Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

The typical investment property refinance here is $325K, 18% larger than the Florida typical of $275K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 27% approved of 30Homexpress Mortgage Corp.: 30% approved of 27Hometown Equity Mortgage, LLC: 31% approved of 32Wells Fargo Bank, National Association: 33% approved of 27Citizens Bank, National Association: 39% approved of 28Rocket Mortgage, LLC: 56% approved of 25TD Bank, National Association: 57% approved of 40A&D Mortgage LLC: 58% approved of 24Champions Funding, LLC: 59% approved of 22Kiavi Funding, Inc.: 64% approved of 83United Wholesale Mortgage, LLC: 72% approved of 69The Loan Store, Inc.: 87% approved of 23Crosscountry Mortgage, LLC: 96% approved of 28FM Home Loans, LLC: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Palm Beach County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.64%53 / 8396%$295K51
2United Wholesale Mortgage, LLCBroker only72%50 / 6998%$315K49
3TD Bank, National Association57%23 / 4096%$175K22
4Hometown Equity Mortgage, LLC31%10 / 32100%$365K10
5Bank of America, National Association27%8 / 30100%$335K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 243 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Palm Beach County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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