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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Illinois

Fat Boy Data analyzed home improvement loan activity in Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 77,532 applications were decided by 446 lenders between 2023 and 2025.

Illinois at a glance

446Active lenders132 with 20+ decisions
57.9%Market approval rate44,876 of 77,532 decided
$75KTypical loanmedian lender, $10K brackets
92%Borrower take-up41,179 loans funded

How Illinois compares

Approval rate compared
Illinois57.9%All 616 counties62.7%
Typical loan compared
Illinois$75KAll 616 counties$75K

What the data shows

The Huntington National Bank made the most home improvement loans in Illinois, 3,266 of them.

USAlliance Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 96% of 142.

Only 3 lenders here typically write at or below $35K: Marquette Bank, United Community Bank, Heartland Bank And Trust Company.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 30% approved of 3,130U.S. Bank National Association: 36% approved of 5,315One lender: 38% approved of 1,472Bank of America, National Association: 39% approved of 6,218One lender: 42% approved of 328The Huntington National Bank: 46% approved of 7,510One lender: 47% approved of 1,464One lender: 48% approved of 322One lender: 50% approved of 163One lender: 50% approved of 1,141One lender: 51% approved of 246One lender: 51% approved of 471One lender: 52% approved of 971One lender: 52% approved of 436One lender: 52% approved of 1,481Fifth Third Bank, National Association: 54% approved of 4,643One lender: 55% approved of 179BMO Bank National Association: 55% approved of 6,101One lender: 56% approved of 2,194One lender: 58% approved of 601One lender: 58% approved of 654One lender: 60% approved of 4,291One lender: 61% approved of 142One lender: 62% approved of 331One lender: 63% approved of 708One lender: 64% approved of 765One lender: 65% approved of 136One lender: 65% approved of 139One lender: 66% approved of 220One lender: 66% approved of 3,286One lender: 66% approved of 457One lender: 67% approved of 374One lender: 68% approved of 240One lender: 68% approved of 325One lender: 69% approved of 205One lender: 70% approved of 215One lender: 71% approved of 471One lender: 71% approved of 658One lender: 72% approved of 1,791One lender: 75% approved of 145One lender: 76% approved of 386One lender: 78% approved of 934One lender: 78% approved of 521One lender: 78% approved of 1,748One lender: 78% approved of 199One lender: 79% approved of 166One lender: 80% approved of 305One lender: 82% approved of 969One lender: 83% approved of 423One lender: 83% approved of 634One lender: 84% approved of 750One lender: 85% approved of 224One lender: 85% approved of 425One lender: 86% approved of 583One lender: 86% approved of 1,002One lender: 88% approved of 594One lender: 90% approved of 352One lender: 95% approved of 128One lender: 96% approved of 142One lender: 98% approved of 2,254

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Illinois

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank46%3,440 / 7,51095%$95K3,266
2Bank of America, National Association39%2,427 / 6,21897%$95K2,361
3BMO Bank National Association55%3,356 / 6,10196%$105K3,238
4U.S. Bank National Association36%1,899 / 5,31597%$75K1,834
5Fifth Third Bank, National Association54%2,486 / 4,64395%$85K2,361

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 441 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Illinois. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Illinois

PNC Bank, National AssociationFirst American BankDiscover BankCoastal Community BankOld National BankFigure Lending LLCCitizens Equity First Credit UnionNavy Federal Credit UnionSpring Eq, LLCRegions BankAlliant Credit UnionConsumers Cooperative Credit UnionAssociated Bank, National AssociationBaxter Credit UnionDuPage Credit UnionThird Federal Savings And Loan Association Of ClevelandGREENSTATE Credit UnionScott Credit UnionGuaranteed Rate, Inc.Citizens Bank, National AssociationJPMorgan Chase Bank, National AssociationGreat LakesBusey BankMorton Community BankMarquette BankCitibank, National AssociationFirst National Bank of OmahaFirst Mid Bank & Trust, National AssociationPentagon Federal Credit UnionFCB Banks

Other lending data for Illinois

Mortgage lenders in IllinoisCash-out refinance in IllinoisRefinance in IllinoisInvestment property purchase in IllinoisInvestment cash-out refinance in IllinoisInvestment refinance in IllinoisInvestment home improvement in Illinois

Counties in Illinois

Cook CountyCountyDuPage CountyCountyLake CountyCountyWill CountyCountyKane CountyCountyMcHenry CountyCountyWinnebago CountyCountyMadison CountyCountySt. Clair CountyCountyChampaign CountyCountySangamon CountyCountyPeoria CountyCounty