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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Kentucky

Fat Boy Data analyzed investment property refinance activity in Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,566 applications were decided by 208 lenders between 2023 and 2025.

Kentucky at a glance

208Active lenders36 with 20+ decisions
86.2%Market approval rate2,213 of 2,566 decided
$155KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,125 loans funded

How Kentucky compares

Approval rate compared
Kentucky86.2%All 616 counties77.7%
Typical loan compared
Kentucky$155KAll 616 counties$235K

What the data shows

Commonwealth Federal Credit Union made the most investment property refinances in Kentucky, 154 of them.

American Bank & Trust Company, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 98.

Lenders approved 86.2% of investment property refinance applications in Kentucky, 8.5 percentage points above the the United States rate of 77.7%.

The typical investment property refinance here is $155K, 34% smaller than the the United States typical of $235K.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%One lender: 37% approved of 62One lender: 40% approved of 20One lender: 61% approved of 23One lender: 67% approved of 27University of Kentucky: 74% approved of 102One lender: 74% approved of 93Kiavi Funding, Inc.: 75% approved of 117One lender: 82% approved of 22One lender: 85% approved of 33One lender: 87% approved of 76One lender: 88% approved of 25One lender: 90% approved of 30One lender: 91% approved of 81One lender: 93% approved of 28Stock Yards Bank & Trust Company: 93% approved of 113Commonwealth Federal Credit Union: 93% approved of 166One lender: 95% approved of 39One lender: 95% approved of 22One lender: 96% approved of 45One lender: 96% approved of 25One lender: 98% approved of 40One lender: 98% approved of 47American Bank & Trust Company, Inc.: 100% approved of 98One lender: 100% approved of 72One lender: 100% approved of 70One lender: 100% approved of 57One lender: 100% approved of 55One lender: 100% approved of 53One lender: 100% approved of 40One lender: 100% approved of 34One lender: 100% approved of 29One lender: 100% approved of 25One lender: 100% approved of 24One lender: 100% approved of 21One lender: 100% approved of 21One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Kentucky

LenderApprovalApprovedTaken upTypical loanLoans made
1Commonwealth Federal Credit Union93%155 / 16699%$185K154
2Kiavi Funding, Inc.75%88 / 11799%$125K87
3Stock Yards Bank & Trust Company93%105 / 11397%$155K102
4University of Kentucky74%75 / 10293%$175K70
5American Bank & Trust Company, Inc.100%98 / 98100%$85K98

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 203 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Kentucky. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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