Investment property improvement lenders in Jefferson County, Kentucky
Fat Boy Data analyzed investment home improvement loan activity in Jefferson County, Kentucky, home to Louisville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 488 applications were decided by 64 lenders between 2023 and 2025.
Jefferson County at a glance
How Jefferson County compares
What the data shows
Stock Yards Bank & Trust Company made the most investment home improvement loans in Jefferson County, KY, 57 of them.
Stock Yards Bank & Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 97% of 59.
The typical investment home improvement loan here is $115K, 35% larger than the Kentucky typical of $85K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property improvement lenders in Jefferson County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | River City Bank, Inc. | 80% | 53 / 66 | 96% | $55K | 51 |
| 2 | Stock Yards Bank & Trust Company | 97% | 57 / 59 | 100% | $155K | 57 |
| 3 | Park Federal Credit Union | 93% | 39 / 42 | 97% | $85K | 38 |
| 4 | Fifth Third Bank, National Association | 20% | 7 / 35 | 71% | $85K | 5 |
| 5 | Navy Federal Credit Union | 20% | 4 / 20 | 100% | $105K | 4 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 59 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Jefferson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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