Home improvement loan lenders in Kentucky
Fat Boy Data analyzed home improvement loan activity in Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 17,072 applications were decided by 197 lenders between 2023 and 2025.
Kentucky at a glance
How Kentucky compares
What the data shows
Fifth Third Bank, National Association made the most home improvement loans in Kentucky, 1,241 of them.
Class Act Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.
Lenders approved 69.2% of home improvement loan applications in Kentucky, 6.5 percentage points above the the United States rate of 62.7%.
The typical home improvement loan here is $65K, 13% smaller than the the United States typical of $75K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Kentucky
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Fifth Third Bank, National Association | 67% | 1,294 / 1,927 | 96% | $65K | 1,241 |
| 2 | University of Kentucky | 79% | 1,278 / 1,615 | 92% | $65K | 1,172 |
| 3 | PNC Bank, National Association | 68% | 1,087 / 1,592 | 97% | $65K | 1,056 |
| 4 | U.S. Bank National Association | 48% | 585 / 1,223 | 97% | $65K | 565 |
| 5 | The Huntington National Bank | 59% | 521 / 880 | 93% | $75K | 483 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 192 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Kentucky. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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