HomeKentuckyKenton CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Kenton County, Kentucky

Fat Boy Data analyzed investment cash-out refinance activity in Kenton County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 300 applications were decided by 74 lenders between 2023 and 2025.

Kenton County at a glance

74Active lenders3 with 20+ decisions
86.3%Market approval rate259 of 300 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up246 loans funded

How Kenton County compares

Approval rate compared
Kenton County86.3%Kentucky79.4%All 616 counties73.1%
Typical loan compared
Kenton County$155KKentucky$145KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in Kenton County, KY, 32 of them.

Loan Funder LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.

Lenders approved 86.3% of investment cash-out refinance applications in Kenton County, KY, 6.9 percentage points above the Kentucky rate of 79.4%.

Investment property cash-out lenders in Kenton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC100%32 / 32100%$155K32
2Lendingone, LLC69%20 / 29100%$175K20
3Homexpress Mortgage Corp.Broker only95%21 / 22100%$185K21
4United Wholesale Mortgage, LLCBroker only88%15 / 17100%$115K15
5American Heritage Lending, LLCLimited sample100%17 / 17100%$135K17

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 69 more lenders.

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