Lender profile · HMDA 2023–2025
Credit Union of Georgia mortgage approval rates & lending data
Credit Union of Georgia decided 1,980 mortgage applications and funded 1,631 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 282 / 304 | 98% | $295K | 275 |
| Home improvement loans | 85% | 1,069 / 1,265 | 95% | $55K | 1,019 |
| Cash-out refinance | 94% | 78 / 83 | 99% | $255K | 77 |
| Refinance | 84% | 252 / 300 | 97% | $85K | 244 |
Credit Union of Georgia lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 86% | $55K | 1,963 | 1,615 |
| Florida | 100% | $395K | 10 | 10 |
| South Carolina | 100% | $215K | 4 | 4 |
| Tennessee | 50% | $215K | 2 | 1 |
| Texas | 100% | $345K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.