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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Cherokee County, Georgia

Fat Boy Data analyzed home improvement loan activity in Cherokee County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,177 applications were decided by 133 lenders between 2023 and 2025.

Cherokee County at a glance

133Active lenders31 with 20+ decisions
66.1%Market approval rate2,760 of 4,177 decided
$85KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,584 loans funded

How Cherokee County compares

Approval rate compared
Cherokee County66.1%Georgia55.5%All 616 counties62.7%
Typical loan compared
Cherokee County$85KGeorgia$85KAll 616 counties$75K

What the data shows

Credit Union of Georgia made the most home improvement loans in Cherokee County, GA, 416 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 89% of 28.

Lenders approved 66.1% of home improvement loan applications in Cherokee County, GA, 10.6 percentage points above the Georgia rate of 55.5%.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 42% approved of 162One lender: 48% approved of 62Truist Bank: 48% approved of 301One lender: 51% approved of 148Bank of America, National Association: 54% approved of 476Regions Bank: 55% approved of 313One lender: 58% approved of 52One lender: 58% approved of 24One lender: 61% approved of 49One lender: 62% approved of 91One lender: 63% approved of 115One lender: 64% approved of 131One lender: 67% approved of 36One lender: 67% approved of 209One lender: 67% approved of 98One lender: 68% approved of 56One lender: 68% approved of 104One lender: 69% approved of 52One lender: 70% approved of 89One lender: 73% approved of 45Navy Federal Credit Union: 73% approved of 218One lender: 75% approved of 166One lender: 76% approved of 50One lender: 76% approved of 142One lender: 77% approved of 30One lender: 84% approved of 37One lender: 85% approved of 20One lender: 88% approved of 24Credit Union of Georgia: 88% approved of 499One lender: 89% approved of 28One lender: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Cherokee County

LenderApprovalApprovedTaken upTypical loanLoans made
1Credit Union of Georgia88%441 / 49994%$55K416
2Bank of America, National Association54%258 / 47695%$105K246
3Regions Bank55%173 / 31390%$65K155
4Truist Bank48%146 / 30196%$105K140
5Navy Federal Credit Union73%160 / 21897%$85K155

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 128 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Cherokee County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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