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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Cherokee County, Georgia

Fat Boy Data analyzed home improvement loan activity in Cherokee County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,177 applications were decided by 133 lenders between 2023 and 2025.

Cherokee County at a glance

133Active lenders31 with 20+ decisions
66.1%Market approval rate2,760 of 4,177 decided
$85KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,584 loans funded

How Cherokee County compares

Approval rate compared
Cherokee County66.1%Georgia55.5%All 616 counties62.7%
Typical loan compared
Cherokee County$85KGeorgia$85KAll 616 counties$75K

What the data shows

Credit Union of Georgia made the most home improvement loans in Cherokee County, GA, 416 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 89% of 28.

Lenders approved 66.1% of home improvement loan applications in Cherokee County, GA, 10.6 percentage points above the Georgia rate of 55.5%.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 42% approved of 162U.S. Bank National Association: 48% approved of 62Truist Bank: 48% approved of 301Spring Eq, LLC: 51% approved of 148Bank of America, National Association: 54% approved of 476Regions Bank: 55% approved of 313Bank OZK: 58% approved of 52Alliant Credit Union: 58% approved of 24Pentagon Federal Credit Union: 61% approved of 49Ameris Bank: 62% approved of 91Georgia's Own: 63% approved of 115United Community Bank: 64% approved of 131Fourleaf: 67% approved of 36Delta Community Credit Union: 67% approved of 209Synovus Bank: 67% approved of 98Fifth Third Bank, National Association: 68% approved of 56Third Federal Savings And Loan Association Of Cleveland: 68% approved of 104Citizens Bank, National Association: 69% approved of 52PNC Bank, National Association: 70% approved of 89SouthState Bank, National Association: 73% approved of 45Navy Federal Credit Union: 73% approved of 218Lge Community Credit Union: 75% approved of 166Georgia United: 76% approved of 50Figure Lending LLC: 76% approved of 142The Loan Store, Inc.: 77% approved of 30Nationstar Mortgage LLC: 84% approved of 37First-Citizens Bank & Trust Company: 85% approved of 20Homeowners Financial Group USA, LLC: 88% approved of 24Credit Union of Georgia: 88% approved of 499Homebridge Financial Services, Inc.: 89% approved of 28Coastal Community Bank: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Cherokee County

LenderApprovalApprovedTaken upTypical loanLoans made
1Credit Union of Georgia88%441 / 49994%$55K416
2Bank of America, National Association54%258 / 47695%$105K246
3Regions Bank55%173 / 31390%$65K155
4Truist Bank48%146 / 30196%$105K140
5Navy Federal Credit Union73%160 / 21897%$85K155

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 128 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Cherokee County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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