GoodLeap, LLC mortgage approval rate & lending review
GoodLeap, LLC decided 30,732 mortgage applications and funded 17,090 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions GoodLeap, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to goodleap.com.
GoodLeap, LLC at a glance
Approval is 2.1 points above the 68.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 96 / 116 | 77% | $405K | 74 |
| Cash-out refinance | 72% | 20,445 / 28,575 | 78% | $155K | 16,036 |
| Refinance | 61% | 991 / 1,623 | 81% | $225K | 800 |
| Investment cash-out refinance | 60% | 228 / 379 | 71% | $95K | 163 |
| Investment refinance | 63% | 17 / 27 | 71% | $105K | 12 |
GoodLeap, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 68% | $135K | 3,725 | 1,983 |
| California | 75% | $155K | 3,538 | 2,018 |
| Florida | 69% | $155K | 3,414 | 1,783 |
| Arizona | 77% | $155K | 2,110 | 1,282 |
| Ohio | 74% | $105K | 1,704 | 974 |
| Indiana | 74% | $115K | 1,471 | 884 |
| Nevada | 42% | $205K | 1,467 | 502 |
| North Carolina | 74% | $155K | 1,303 | 744 |
| Georgia | 73% | $155K | 1,206 | 703 |
| Pennsylvania | 70% | $145K | 1,157 | 642 |
| Colorado | 76% | $175K | 847 | 521 |
| South Carolina | 73% | $165K | 748 | 437 |
| Virginia | 70% | $215K | 718 | 415 |
| Tennessee | 74% | $115K | 686 | 411 |
| Alabama | 73% | $105K | 653 | 361 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where GoodLeap, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Cash-out refinance | 79% | 1,097 | 698 |
| Los Angeles County, CA | Cash-out refinance | 72% | 662 | 354 |
| Marion County, IN | Cash-out refinance | 72% | 589 | 346 |
| Harris County, TX | Cash-out refinance | 70% | 528 | 282 |
| San Bernardino County, CA | Cash-out refinance | 72% | 482 | 264 |
| Riverside County, CA | Cash-out refinance | 75% | 396 | 234 |
| Dallas County, TX | Cash-out refinance | 72% | 382 | 227 |
| Tarrant County, TX | Cash-out refinance | 72% | 372 | 221 |
| Bexar County, TX | Cash-out refinance | 69% | 398 | 205 |
| Pima County, AZ | Cash-out refinance | 72% | 333 | 180 |
| Hillsborough County, FL | Cash-out refinance | 77% | 274 | 159 |
| Franklin County, OH | Cash-out refinance | 76% | 272 | 157 |
The county markets where GoodLeap, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about GoodLeap, LLC
What is GoodLeap, LLC's mortgage approval rate?
GoodLeap, LLC approved 70.9% of the 30,732 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.1 points above the 68.8% national rate for the same mix of loan types.
How often do borrowers take the loan GoodLeap, LLC offers?
Borrowers accepted 78% of the loans GoodLeap, LLC approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does GoodLeap, LLC make?
The typical cash-out refinance loan GoodLeap, LLC made was $155K; across all loan types its typical loan ran from $95K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does GoodLeap, LLC lend?
GoodLeap, LLC decided applications in 35 of the states Fat Boy Data covers, most of them in Texas, California and Florida.
Can I apply to GoodLeap, LLC directly?
Yes. GoodLeap, LLC reports as a direct lender that takes applications from borrowers. Its website is goodleap.com.
Does this page show GoodLeap, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how GoodLeap, LLC treats applications, then get a rate quote from the lender.