Lender profile · HMDA 2023–2025
HTLF Bank mortgage approval rates & lending data
HTLF Bank decided 2,619 mortgage applications and funded 1,570 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 357 / 434 | 96% | $215K | 343 |
| Home improvement loans | 59% | 690 / 1,171 | 92% | $105K | 633 |
| Refinance | 61% | 400 / 661 | 94% | $205K | 377 |
| Investment property purchase | 81% | 144 / 177 | 94% | $145K | 135 |
| Investment refinance | 56% | 38 / 68 | 89% | $135K | 34 |
| Investment home improvement | 46% | 44 / 96 | 89% | $185K | 39 |
HTLF Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 79% | $215K | 460 | 353 |
| Colorado | 66% | $125K | 446 | 280 |
| New Mexico | 57% | $115K | 354 | 181 |
| Arizona | 60% | $245K | 331 | 184 |
| Wisconsin | 52% | $65K | 244 | 118 |
| California | 58% | $85K | 207 | 110 |
| Kansas | 70% | $125K | 184 | 122 |
| Illinois | 58% | $85K | 178 | 94 |
| Montana | 71% | $135K | 85 | 49 |
| Minnesota | 71% | $205K | 59 | 37 |
| Missouri | 55% | $65K | 49 | 27 |
| Iowa | 88% | $55K | 8 | 6 |
| Florida | 40% | $155K | 5 | 2 |
| Oklahoma | 100% | $225K | 4 | 4 |
| Indiana | 100% | $635K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.