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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Fairfield County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Fairfield County, Ohio, home to Lancaster, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,437 applications were decided by 172 lenders between 2023 and 2025.

Fairfield County at a glance

172Active lenders25 with 20+ decisions
70.8%Market approval rate1,726 of 2,437 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,626 loans funded

How Fairfield County compares

Approval rate compared
Fairfield County70.8%Ohio70.0%All 616 counties68.2%
Typical loan compared
Fairfield County$155KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Fairfield County, OH, 390 of them.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 92% of 49.

The typical cash-out refinance here is $155K, 15% larger than the Ohio typical of $135K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 31Amerisave Mortgage Corporation: 36% approved of 123One lender: 44% approved of 32One lender: 48% approved of 69One lender: 52% approved of 27One lender: 52% approved of 21One lender: 62% approved of 66One lender: 64% approved of 55One lender: 64% approved of 58Kemba Financial Credit Union Inc: 64% approved of 125United Wholesale Mortgage, LLC: 65% approved of 117One lender: 68% approved of 56One lender: 75% approved of 32The Huntington National Bank: 75% approved of 254One lender: 77% approved of 30One lender: 79% approved of 33Rocket Mortgage, LLC: 80% approved of 511One lender: 81% approved of 31One lender: 82% approved of 22One lender: 82% approved of 45One lender: 83% approved of 29One lender: 87% approved of 30One lender: 89% approved of 36One lender: 90% approved of 21One lender: 92% approved of 49

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Fairfield County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%409 / 51195%$155K390
2The Huntington National Bank75%191 / 25497%$135K185
3Kemba Financial Credit Union Inc64%80 / 125100%$75K80
4Amerisave Mortgage Corporation36%44 / 12398%$105K43
5United Wholesale Mortgage, LLCBroker only65%76 / 11799%$255K75

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 167 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Fairfield County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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