LoanUnited.com, LLC mortgage approval rate & lending review
LoanUnited.com, LLC decided 7,099 mortgage applications and funded 6,128 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions LoanUnited.com, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to luwholesale.com.
LoanUnited.com, LLC at a glance
Approval is 5.0 points above the 81.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 2,779 / 3,143 | 100% | $345K | 2,776 |
| Refinance | 85% | 3,213 / 3,786 | 99% | $375K | 3,196 |
| Investment property purchase | 94% | 100 / 106 | 100% | $175K | 100 |
| Investment refinance | 89% | 47 / 53 | 100% | $185K | 47 |
LoanUnited.com, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 89% | $315K | 897 | 793 |
| Florida | 83% | $365K | 878 | 720 |
| California | 84% | $505K | 755 | 633 |
| Georgia | 88% | $335K | 566 | 495 |
| Virginia | 91% | $375K | 496 | 450 |
| Arizona | 89% | $415K | 489 | 432 |
| North Carolina | 90% | $345K | 310 | 277 |
| Colorado | 91% | $425K | 267 | 244 |
| South Carolina | 87% | $265K | 220 | 190 |
| Tennessee | 83% | $345K | 212 | 175 |
| Pennsylvania | 88% | $305K | 189 | 166 |
| Washington | 91% | $495K | 174 | 158 |
| Maryland | 85% | $465K | 172 | 146 |
| Ohio | 81% | $315K | 140 | 113 |
| Nevada | 82% | $405K | 129 | 106 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where LoanUnited.com, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Refinance | 89% | 168 | 149 |
| Riverside County, CA | Refinance | 83% | 109 | 90 |
| Virginia Beach city, VA | Mortgage lenders | 91% | 75 | 68 |
| Douglas County, NE | Mortgage lenders | 100% | 64 | 64 |
| San Diego County, CA | Refinance | 89% | 64 | 56 |
| El Paso County, CO | Refinance | 92% | 60 | 55 |
| Norfolk city, VA | Mortgage lenders | 98% | 54 | 53 |
| Webb County, TX | Mortgage lenders | 91% | 54 | 49 |
| Chesapeake city, VA | Mortgage lenders | 89% | 53 | 47 |
| Cumberland County, NC | Mortgage lenders | 96% | 46 | 44 |
| Hillsborough County, FL | Refinance | 86% | 49 | 42 |
| Chatham County, GA | Mortgage lenders | 91% | 46 | 42 |
The county markets where LoanUnited.com, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about LoanUnited.com, LLC
What is LoanUnited.com, LLC's mortgage approval rate?
LoanUnited.com, LLC approved 86.6% of the 7,099 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.0 points above the 81.6% national rate for the same mix of loan types.
How often do borrowers take the loan LoanUnited.com, LLC offers?
Borrowers accepted 100% of the loans LoanUnited.com, LLC approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does LoanUnited.com, LLC make?
The typical mortgage refinance loan LoanUnited.com, LLC made was $375K; across all loan types its typical loan ran from $175K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does LoanUnited.com, LLC lend?
LoanUnited.com, LLC decided applications in 42 of the states Fat Boy Data covers, most of them in Texas, Florida and California.
Can I apply to LoanUnited.com, LLC directly?
Yes. LoanUnited.com, LLC reports as a direct lender that takes applications from borrowers. Its website is luwholesale.com.
Does this page show LoanUnited.com, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how LoanUnited.com, LLC treats applications, then get a rate quote from the lender.