Lender profile · HMDA 2023–2025
Vista Point Mortgage, LLC mortgage approval rates & lending data
Vista Point Mortgage, LLC decided 4,900 mortgage applications and funded 3,268 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 497 / 614 | 87% | $565K | 434 |
| Home improvement loans | 84% | 76 / 90 | 80% | $335K | 61 |
| Cash-out refinance | 80% | 1,561 / 1,951 | 84% | $255K | 1,317 |
| Refinance | 69% | 117 / 169 | 85% | $635K | 99 |
| Investment property purchase | 80% | 413 / 517 | 89% | $335K | 366 |
| Investment cash-out refinance | 76% | 400 / 526 | 77% | $275K | 309 |
| Investment refinance | 77% | 777 / 1,013 | 86% | $345K | 669 |
Vista Point Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 80% | $255K | 2,660 | 1,798 |
| Florida | 77% | $335K | 906 | 569 |
| Texas | 79% | $245K | 263 | 189 |
| Georgia | 88% | $225K | 121 | 97 |
| Arizona | 78% | $375K | 106 | 65 |
| North Carolina | 82% | $275K | 80 | 57 |
| Washington | 80% | $495K | 65 | 45 |
| Michigan | 77% | $245K | 60 | 40 |
| Colorado | 75% | $225K | 52 | 36 |
| Illinois | 72% | $315K | 47 | 32 |
| Pennsylvania | 81% | $135K | 47 | 30 |
| New Jersey | 62% | $225K | 45 | 23 |
| Nevada | 78% | $265K | 41 | 28 |
| South Carolina | 83% | $235K | 41 | 28 |
| Tennessee | 78% | $315K | 40 | 26 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.