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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in San Diego County, California

Fat Boy Data analyzed investment property refinance activity in San Diego County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,882 applications were decided by 292 lenders between 2023 and 2025.

San Diego County at a glance

292Active lenders35 with 20+ decisions
77.0%Market approval rate2,219 of 2,882 decided
$605KTypical loanmedian lender, $10K brackets
92%Borrower take-up2,052 loans funded

How San Diego County compares

Approval rate compared
San Diego County77.0%California76.8%All 616 counties77.7%
Typical loan compared
San Diego County$605KCalifornia$555KAll 616 counties$235K

What the data shows

Rocket Mortgage, LLC made the most investment property refinances in San Diego County, CA, 87 of them.

Conventus LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 20% approved of 20Homexpress Mortgage Corp.: 29% approved of 31Navy Federal Credit Union: 39% approved of 33Hometown Equity Mortgage, LLC: 45% approved of 42Ony Glo, Inc.: 45% approved of 22Homebridge Financial Services, Inc.: 48% approved of 21Bank of America, National Association: 50% approved of 58Loandepot.Com, LLC: 61% approved of 23Rocket Mortgage, LLC: 62% approved of 143Zions Bancorporation, N.A.: 62% approved of 32Wells Fargo Bank, National Association: 65% approved of 26Champions Funding, LLC: 67% approved of 21Arc Home LLC: 70% approved of 20Kind Lending, LLC: 72% approved of 40U.S. Bank National Association: 73% approved of 100United Wholesale Mortgage, LLC: 76% approved of 297Fundloans Capital: 76% approved of 25Guaranteed Rate, Inc.: 77% approved of 30Pennymac Loan Services, LLC: 79% approved of 100Nexera Holding LLC: 82% approved of 22Newrez LLC: 82% approved of 28Vista Point Mortgage, LLC: 82% approved of 45JPMorgan Chase Bank, National Association: 83% approved of 83Cmg Mortgage, Inc.: 85% approved of 46Kiavi Funding, Inc.: 85% approved of 89NexBank: 88% approved of 34Ocmbc, Inc.: 89% approved of 35Genesis Capital, LLC: 91% approved of 33The Loan Store, Inc.: 94% approved of 108Crosscountry Mortgage, LLC: 96% approved of 55Foundation Mortgage Corporation: 97% approved of 34First Republic Bank: 98% approved of 50Conventus LLC: 100% approved of 36Googain, Inc.: 100% approved of 31Citadel Servicing Corporation: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in San Diego County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only76%225 / 29799%$565K222
2Rocket Mortgage, LLC62%89 / 14398%$525K87
3The Loan Store, Inc.94%101 / 10882%$545K83
4U.S. Bank National Association73%73 / 10097%$775K71
5Pennymac Loan Services, LLC79%79 / 10096%$645K76

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 287 more lenders.

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