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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Maine

Fat Boy Data analyzed cash-out refinance activity in Maine to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,724 applications were decided by 263 lenders between 2023 and 2025.

Maine at a glance

263Active lenders71 with 20+ decisions
71.7%Market approval rate8,408 of 11,724 decided
$175KTypical loanmedian lender, $10K brackets
96%Borrower take-up8,079 loans funded

How Maine compares

Approval rate compared
Maine71.7%All 616 counties68.2%
Typical loan compared
Maine$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Maine, 1,680 of them.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 42.

The typical cash-out refinance here is $175K, 13% larger than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 23% approved of 187Amerisave Mortgage Corporation: 27% approved of 703Carrington Mortgage Services, LLC: 40% approved of 279Kennebunk Savings Bank: 40% approved of 42Spring Eq, LLC: 42% approved of 36Lakeview Loan Servicing, LLC: 43% approved of 138New Day Financial, LLC: 47% approved of 164American Financing Corporation: 47% approved of 72University Credit Union: 52% approved of 33Newrez LLC: 52% approved of 367Village Capital & Investment LLC: 57% approved of 37New American Funding, LLC: 57% approved of 119KeyBank National Association: 58% approved of 92Quorum Federal Credit Union: 59% approved of 34Mutual of Omaha Mortgage, Inc.: 60% approved of 103Cuso Mortgage Corporation: 61% approved of 69Sofi Bank, N.A.tional Association: 64% approved of 44Navy Federal Credit Union: 64% approved of 75Loandepot.Com, LLC: 65% approved of 328The County Federal Credit Union: 67% approved of 51Service Federal Credit Union: 67% approved of 97USAA Federal Savings Bank: 69% approved of 29Maine State Credit Union: 70% approved of 43Wells Fargo Bank, National Association: 70% approved of 47Onity Mortgage Corporation: 71% approved of 31Freedom Mortgage Corporation: 72% approved of 271Pennymac Loan Services, LLC: 72% approved of 192Empeople Credit Union: 72% approved of 175Dirigo Federal Credit Union: 72% approved of 134Lighthouse Federal Credit Union: 74% approved of 230Flagstar Bank, National Association: 76% approved of 38Nationstar Mortgage LLC: 77% approved of 239JPMorgan Chase Bank, National Association: 78% approved of 40Bath Savings Institution: 78% approved of 40Atlantic Regional Federal Credit Union: 79% approved of 157Norway Savings Bank: 79% approved of 243Rocket Mortgage, LLC: 80% approved of 2,166The Federal Savings Bank: 81% approved of 64United Wholesale Mortgage, LLC: 81% approved of 578Evergreen Credit Union: 83% approved of 232Coast Line Credit Union: 83% approved of 36Seaboard Federal Credit Union: 84% approved of 100Northpoint Mortgage, Inc.: 86% approved of 28The Camden National Bank: 86% approved of 366Maine Savings Federal Credit Union: 86% approved of 217Guild Mortgage Company LLC: 86% approved of 247Town & Country Federal Credit Union: 86% approved of 574Saco Valley Credit Union: 87% approved of 83Holy Rosary Regional Credit Union: 87% approved of 31Cumberland County: 88% approved of 149Bangor Savings Bank: 88% approved of 141Cmg Mortgage, Inc.: 90% approved of 168Sis Bancorp, Mhc: 91% approved of 138Total Mortgage Services, LLC: 91% approved of 46Androscoggin Savings Bank: 92% approved of 36Ark-La-Tex Financial Services, LLC.: 93% approved of 44Crosscountry Mortgage, LLC: 96% approved of 52Coastal Community Bank: 97% approved of 35SEBASTICOOK VALLEY Federal Credit Union: 97% approved of 75Reliance First Capital, LLC: 98% approved of 42

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Maine

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,722 / 2,16698%$175K1,680
2Amerisave Mortgage Corporation27%191 / 70398%$115K188
3United Wholesale Mortgage, LLCBroker only81%470 / 57898%$275K460
4Town & Country Federal Credit Union86%495 / 57497%$105K480
5Newrez LLC52%191 / 367100%$115K191

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 258 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Maine. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Maine

Mortgage lenders in MaineHome improvement loans in MaineRefinance in MaineInvestment property purchase in MaineInvestment cash-out refinance in MaineInvestment refinance in MaineInvestment home improvement in Maine

Counties in Maine

Cumberland CountyCountyYork CountyCountyPenobscot CountyCountyKennebec CountyCountyAndroscoggin CountyCounty