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refinance lenders · HMDA 2023–2025

Refinance lenders in Charles County, Maryland

Fat Boy Data analyzed mortgage refinance activity in Charles County, Maryland, home to La Plata, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,301 applications were decided by 188 lenders between 2023 and 2025.

Charles County at a glance

188Active lenders23 with 20+ decisions
78.5%Market approval rate1,806 of 2,301 decided
$435KTypical loanmedian lender, $10K brackets
86%Borrower take-up1,561 loans funded

How Charles County compares

Approval rate compared
Charles County78.5%Maryland76.1%All 616 counties76.5%
Typical loan compared
Charles County$435KMaryland$405KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Charles County, MD, 220 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 293.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 36% approved of 66One lender: 42% approved of 48One lender: 42% approved of 31One lender: 54% approved of 50One lender: 64% approved of 55One lender: 65% approved of 20One lender: 65% approved of 26One lender: 68% approved of 22One lender: 69% approved of 67One lender: 70% approved of 23One lender: 73% approved of 81One lender: 73% approved of 81Rocket Mortgage, LLC: 76% approved of 154One lender: 78% approved of 37United Wholesale Mortgage, LLC: 85% approved of 294Pennymac Loan Services, LLC: 86% approved of 149Village Capital & Investment LLC: 90% approved of 130One lender: 91% approved of 22One lender: 91% approved of 23One lender: 92% approved of 37One lender: 95% approved of 21One lender: 96% approved of 25Freedom Mortgage Corporation: 97% approved of 293

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Charles County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%251 / 29488%$485K221
2Freedom Mortgage Corporation97%285 / 29377%$455K220
3Rocket Mortgage, LLC76%117 / 15493%$425K109
4Pennymac Loan Services, LLC86%128 / 14995%$425K122
5Village Capital & Investment LLC90%117 / 13055%$535K64

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 183 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Charles County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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