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refinance lenders · HMDA 2023–2025

Refinance lenders in Charles County, Maryland

Fat Boy Data analyzed mortgage refinance activity in Charles County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,301 applications were decided by 188 lenders between 2023 and 2025.

Charles County at a glance

188Active lenders23 with 20+ decisions
78.5%Market approval rate1,806 of 2,301 decided
$435KTypical loanmedian lender, $10K brackets
86%Borrower take-up1,561 loans funded

How Charles County compares

Approval rate compared
Charles County78.5%Maryland76.1%All 616 counties76.5%
Typical loan compared
Charles County$435KMaryland$405KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Charles County, MD, 220 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 293.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 36% approved of 66Bank of America, National Association: 42% approved of 48Carrington Mortgage Services, LLC: 42% approved of 31Navy Federal Credit Union: 54% approved of 50Truist Bank: 64% approved of 55Loandepot.Com, LLC: 65% approved of 20Pentagon Federal Credit Union: 65% approved of 26WesBanco Bank, Inc.: 68% approved of 22Newrez LLC: 69% approved of 67Educational Systems: 70% approved of 23Mortgage Research Center, LLC: 73% approved of 81PNC Bank, National Association: 73% approved of 81Rocket Mortgage, LLC: 76% approved of 154Manufacturers and Traders Trust Company: 78% approved of 37United Wholesale Mortgage, LLC: 85% approved of 294Pennymac Loan Services, LLC: 86% approved of 149Village Capital & Investment LLC: 90% approved of 130Shore United Bank, National Association: 91% approved of 22Crosscountry Mortgage, LLC: 91% approved of 23Nationstar Mortgage LLC: 92% approved of 37Fairway Independent Mortgage Corporation: 95% approved of 21Planet Home Lending, LLC: 96% approved of 25Freedom Mortgage Corporation: 97% approved of 293

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Charles County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%251 / 29488%$485K221
2Freedom Mortgage Corporation97%285 / 29377%$455K220
3Rocket Mortgage, LLC76%117 / 15493%$425K109
4Pennymac Loan Services, LLC86%128 / 14995%$425K122
5Village Capital & Investment LLC90%117 / 13055%$535K64

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 183 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Charles County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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