Home improvement loan lenders in Frederick County, Maryland
Fat Boy Data analyzed home improvement loan activity in Frederick County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,260 applications were decided by 115 lenders between 2023 and 2025.
Frederick County at a glance
How Frederick County compares
What the data shows
PNC Bank, National Association made the most home improvement loans in Frederick County, MD, 337 of them.
Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 84% of 25.
Lenders approved 65.5% of home improvement loan applications in Frederick County, MD, 9.5 percentage points above the Maryland rate of 56.0%.
The typical home improvement loan here is $105K, 24% larger than the Maryland typical of $85K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Frederick County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | PNC Bank, National Association | 69% | 342 / 497 | 99% | $105K | 337 |
| 2 | Truist Bank | 57% | 222 / 391 | 92% | $105K | 204 |
| 3 | Navy Federal Credit Union | 71% | 246 / 347 | 96% | $75K | 237 |
| 4 | Bank of America, National Association | 44% | 152 / 342 | 96% | $105K | 146 |
| 5 | Manufacturers and Traders Trust Company | 63% | 138 / 220 | 96% | $105K | 133 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 110 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Frederick County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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