Home improvement loan lenders in Maryland
Fat Boy Data analyzed home improvement loan activity in Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 49,317 applications were decided by 278 lenders between 2023 and 2025.
Maryland at a glance
How Maryland compares
What the data shows
Navy Federal Credit Union made the most home improvement loans in Maryland, 3,984 of them.
Direct Mortgage Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 70.
Lenders approved 56.0% of home improvement loan applications in Maryland, 6.7 percentage points below the the United States rate of 62.7%.
The typical home improvement loan here is $85K, 13% larger than the the United States typical of $75K.
Only 1 lender here typically writes at or below $35K: Municipal Employees Credit Union of Baltimore, Incorporated.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Maryland
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | 65% | 4,143 / 6,327 | 96% | $75K | 3,984 |
| 2 | Bank of America, National Association | 36% | 2,149 / 5,986 | 97% | $105K | 2,083 |
| 3 | Manufacturers and Traders Trust Company | 48% | 2,107 / 4,428 | 90% | $85K | 1,896 |
| 4 | Truist Bank | 41% | 1,570 / 3,802 | 89% | $105K | 1,402 |
| 5 | PNC Bank, National Association | 58% | 2,109 / 3,634 | 96% | $95K | 2,026 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 273 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Maryland. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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