refinance lenders · HMDA 2023–2025

Refinance lenders in Frederick County, Maryland

Fat Boy Data analyzed mortgage refinance activity in Frederick County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,255 applications were decided by 242 lenders between 2023 and 2025.

Frederick County at a glance

242Active lenders28 with 20+ decisions
79.8%Market approval rate2,597 of 3,255 decided
$395KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,404 loans funded

How Frederick County compares

Approval rate compared
Frederick County79.8%Maryland76.1%All 616 counties76.5%
Typical loan compared
Frederick County$395KMaryland$405KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Frederick County, MD, 355 of them.

Federated Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%One lender: 46% approved of 46One lender: 49% approved of 39One lender: 57% approved of 44One lender: 57% approved of 28One lender: 58% approved of 31One lender: 60% approved of 25One lender: 62% approved of 24One lender: 63% approved of 82One lender: 65% approved of 31Truist Bank: 67% approved of 291One lender: 67% approved of 33One lender: 68% approved of 22One lender: 70% approved of 71One lender: 71% approved of 24PNC Bank, National Association: 78% approved of 473One lender: 79% approved of 38Rocket Mortgage, LLC: 82% approved of 217One lender: 84% approved of 31One lender: 86% approved of 28One lender: 88% approved of 129United Wholesale Mortgage, LLC: 88% approved of 234One lender: 89% approved of 47One lender: 90% approved of 86One lender: 91% approved of 23One lender: 94% approved of 47One lender: 95% approved of 21Freedom Mortgage Corporation: 96% approved of 141One lender: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Frederick County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association78%367 / 47397%$105K355
2Truist Bank67%194 / 29193%$125K181
3United Wholesale Mortgage, LLCBroker only88%206 / 23495%$505K196
4Rocket Mortgage, LLC82%178 / 21795%$435K169
5Freedom Mortgage Corporation96%135 / 14180%$485K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 237 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Frederick County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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