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investment property lenders · HMDA 2023–2025

Investment property lenders in Frederick County, Maryland

Fat Boy Data analyzed investment property mortgage activity in Frederick County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 968 applications were decided by 185 lenders between 2023 and 2025.

Frederick County at a glance

185Active lenders9 with 20+ decisions
88.5%Market approval rate857 of 968 decided
$285KTypical loanmedian lender, $10K brackets
97%Borrower take-up835 loans funded

How Frederick County compares

Approval rate compared
Frederick County88.5%Maryland83.1%All 616 counties87.5%
Typical loan compared
Frederick County$285KMaryland$195KAll 616 counties$255K

What the data shows

United Nations Federal Credit Union made the most investment property mortgages in Frederick County, MD, 54 of them.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Lenders approved 88.5% of investment property mortgage applications in Frederick County, MD, 5.4 percentage points above the Maryland rate of 83.1%.

The typical investment property mortgage here is $285K, 46% larger than the Maryland typical of $195K.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%K. Hovnanian American Mortgage, L.L.C.: 61% approved of 23United Wholesale Mortgage, LLC: 87% approved of 38United Nations Federal Credit Union: 90% approved of 60Woodsboro Bank: 90% approved of 40Rocket Mortgage, LLC: 93% approved of 28Dhi Mortgage Company, Ltd.: 95% approved of 43ACNB Bank: 97% approved of 29NVR Mortgage Finance, Inc.: 97% approved of 36Kiavi Funding, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Frederick County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Nations Federal Credit Union90%54 / 60100%$335K54
2Dhi Mortgage Company, Ltd.95%41 / 4398%$345K40
3Woodsboro Bank90%36 / 40100%$265K36
4United Wholesale Mortgage, LLCBroker only87%33 / 38100%$265K33
5NVR Mortgage Finance, Inc.97%35 / 36100%$385K35

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 180 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Frederick County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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